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Prospect Mortgage : ウィキペディア英語版
Prospect Mortgage

Prospect Mortgage is a residential retail mortgage lender that offers a range of home loans. The company was founded in 2007 and is headquartered in Sherman Oaks, California with retail offices across the United States. The company is backed by the private equity firm, Sterling Partners. In 2011, Prospect Mortgage was ranked number 2 on ''Mortgage Executive Magazine's'' list of the Top 100 Mortgage Companies in America and was a top 10 national home purchase lender in 2012.
==History==

In one of its first moves after being founded, Prospect acquired Metrocities Mortgage, LLC in 2007 via acquisition precipitated by Sterling Partners. Prospect also inherited Metrocities' assets. Prospect also acquired the retail mortgage platform of Opteum Financial Services LLC in 2007. In 2008, Prospect Mortgage acquired the IndyMac Bancorp retail mortgage branches. The purchase gave them 80 new retail offices and made Prospect one of the largest independent retail mortgage firms in the nation. The deal helped them expand operations to the Midwest and they opened an operations center in Schaumburg, Illinois. In 2009, Metrocities branches that had still been operating under that name in New York were rebranded "Prospect Lending, LLC."〔
In 2011, ''Mortgage Executive Magazine'' ranked Prospect Mortgage as the second-best mortgage company in America with an estimated volume of $6.9 billion and over 26,000 loans.〔 The following year, the company added former Fannie Mae CEO, Michael Williams, as a chairman〔 and hired Amy Brandt Schumacher to head up a new correspondent lending and servicing division. According to the ''National Mortgage News'', Prospect ranked 27th among residential funders nationwide in 2012,〔 with an estimated volume of $8.42 billion in loans.
In July 2013, Amy Brandt Schumacher was promoted to Chief Operating Officer (COO) at Prospect. Prospect Mortgage loan officers accounted for 7 of the top 100 and 10 of the top 200 mortgage originators in America in 2013 according to ''Mortgage Executive Magazine''. In January 2014, Prospect acquired the retail mortgage branch operations of Impac Mortgage which added 12 branches to their fold. They also acquired Diamond Mortgage Group in the same month. Prospect would later sell the operating assets of its appraisal management subsidiary, Velocette Resource Group, in April of that year.〔
On June 18, 2014, the company announced the appointment of Michael Williams as CEO. He took over for Ronald Bergum who transitioned into a new role as managing partner. In early 2015, Prospect (and its parent company, Prospect Holding Company) hired another former Fannie Mae employee, Joseph J. Grassi III, as EVP and general counsel. In December 2014, Prospect Mortgage announced that it will implement the Secure Settlements Inc.’s Closing Guard tool to enhance risk management policies and procedures.

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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